The house is a complete wreck! We are in the middle of some major projects...having the washer/dryer connections installed in the kitchen, refinishing the floors in the bedrooms, finishing the front porch work. The house is finally going to be the most livable it can be once the work is complete. The only problem? We have a storage unit now. I hate that.
HATE IT!
I think storage units are for people with hoarding issues. Of course, there are exceptions. Needing to keep work files for a few years before destroying them...requiring space because of a temporary living situation...staging your home for sale. But right now, we are doing none of the above. Yes, we'd love to sell our house. Is it the right time yet? Doesn't seem so. Where would we go? Our mortgage payment is only about 15% of our takehome pay, and honestly, we can't afford to make it any higher.
So my plan for the storage unit is to see if I miss anything I've stored there. If we live without it for a couple of months, it's going to be sold or sent to charity. I will not allow my possessions to own me.
At the same time, we are in the market for some new furniture. Katie Bel is growing out of her crib, and she needs a big girl bed. Sure, I could buy something from Pottery Barn or The Company Store--there are some cute pieces there--but they're not made to last and tend to be made of pressed wood. I want something that my Katie Bel can have when she's grown. I found a matching pair of 3/4 sized beds built from solid Mahogany. Stunning. They are gorgeous and would cost about the same as a new pair, except that we'd have to get custom mattresses. Plus, where would we put the other bed? We haven't decided yet. The furniture is at the consignment shop and will be discounted 20% after March 16. Every penny counts. I'm headed out antiquing this morning to see if I find anything else.
I can't wait for the floors and the porch to be finished. Just in time for spring.
Saturday, March 6, 2010
Tuesday, February 9, 2010
Outtage
Today I had my Mirena removed. I got it a couple of months ago, skeptical that it would be okay for me since in the past, hormones have done a number on my libido and my moods. I was having pretty bad headaches and dizzy spells, so out it went. Ryan and I are going to have to just be careful for awhile because we're not quite ready to have another child. But soon, I'm sure we will be.
I had to pick Winslow up from the daycare. I'm not feeling so hot myself, so I guess we'll be grouchy and ill together. She got her shots today and really needs some sleep.
The house is a wreck, and it's going to stay that way. I'm not interested in doing one little thing today. Except nap...
I had to pick Winslow up from the daycare. I'm not feeling so hot myself, so I guess we'll be grouchy and ill together. She got her shots today and really needs some sleep.
The house is a wreck, and it's going to stay that way. I'm not interested in doing one little thing today. Except nap...
Saturday, February 6, 2010
Granola crumbs and moving boxes
We are getting our house ready to sell. I'm not sure if we'll wait to put it on the market or go ahead and do it, but we're working on finishing those lingering projects. De-clutter. Re-finish floors. Paint that pesky trim. It's all happening. Well, maybe not yet.
Actually, I just made Oatmeal Chocolate Chip Bars. They're supposed to have blueberries in them. I felt like chocolate instead. I can't wait to dig in. I didn't put in the whole bag of chocolate chips, so I think they'll provide a mood lift without setting the family up for a terrible sugar crash once we're finished scarfing some down.
1. Preheat the oven to 350. Spray a 13x9 pan with oil, or line it with foil or parchment paper and do the same.
2. In a small bowl, whisk together the flour, cinnamon, baking soda, and salt until well mixed.
3. In a large bowl with an electric mixer at medium speed, beat together the brown sugar, granulated sugar, and butter until fluffy. Beat in the oil, eggs, and vanilla. With a wooden spoon, mix in the flour mixture until blended. Stir in the oats and chocolate chips.
4. Use a rubber spatula to spread the batter evenly in the pan.
5. Bake until golden brown and a toothpick inserted in the center comes out clean, 30 to 35 min. Transfer the pan to a wire rack to cool completely. Lift by the foil from the pan and cut into 24 bar cookies.
Actually, I just made Oatmeal Chocolate Chip Bars. They're supposed to have blueberries in them. I felt like chocolate instead. I can't wait to dig in. I didn't put in the whole bag of chocolate chips, so I think they'll provide a mood lift without setting the family up for a terrible sugar crash once we're finished scarfing some down.
1 1/2 cups all purpose flour
1 tsp. cinnamon
1 tsp. baking soda
1/2 tsp. salt
1 cup packed brown sugar
1/2 cup granulated sugar
1 stick butter, softened
1/2 cup vegetable oil
2 eggs
1 tsp. vanilla
3 cups uncooked old fashioned oats
1/2 bag of semi-sweet chocolate chips.
1 tsp. cinnamon
1 tsp. baking soda
1/2 tsp. salt
1 cup packed brown sugar
1/2 cup granulated sugar
1 stick butter, softened
1/2 cup vegetable oil
2 eggs
1 tsp. vanilla
3 cups uncooked old fashioned oats
1/2 bag of semi-sweet chocolate chips.
1. Preheat the oven to 350. Spray a 13x9 pan with oil, or line it with foil or parchment paper and do the same.
2. In a small bowl, whisk together the flour, cinnamon, baking soda, and salt until well mixed.
3. In a large bowl with an electric mixer at medium speed, beat together the brown sugar, granulated sugar, and butter until fluffy. Beat in the oil, eggs, and vanilla. With a wooden spoon, mix in the flour mixture until blended. Stir in the oats and chocolate chips.
4. Use a rubber spatula to spread the batter evenly in the pan.
5. Bake until golden brown and a toothpick inserted in the center comes out clean, 30 to 35 min. Transfer the pan to a wire rack to cool completely. Lift by the foil from the pan and cut into 24 bar cookies.
Tuesday, February 2, 2010
We got it
Or we will on Thursday. We have a loaner right now while our van gets new tires and detailed. But we now own a Honda Odyssey. I'm pleased with our deal. No cash out of savings!
Monday, February 1, 2010
Do we truly outgrow things...or are we just used to space?
The sales manager at the Honda place called us today. He said he was looking at the fact we didn't do the deal yesterday and wanted to know what it would take for us to buy the van. So I told him that we had been lured in by the W-2 deal, and he said he'd give it to us. So we're going in to the dealership tomorrow for more negotiation. If it doesn't work out, I'm through with that place. For good! If it does go through, I'm going to be ecstatic and sad at the same time. I really do love my Accord. Had it going on 3 years and it's been good to me. But I will truly enjoy having space in my car to haul stuff.
Now I'm thinking about our house. It is too small for us. I should re-think that. It's not too small, it's just not right. We have a grand piano in the living room. It takes up half the room. Our third bedroom has the laundry connections, pretty much making it anything but a bedroom since it doesn't have a real closet now. There is space for a stackable in the kitchen, so I think that's what we should do. Put a stackable washer/dryer in the kitchen and convert the bedroom back into a bedroom. That way, we can have a guest space and when we decide to have another baby, we'll have space for him or her, too. The other issue, though, is that we have one teeny tiny bathroom. It is truly problematic. So this house is not for a large family, but it'll do for now. Any cheap ideas on how to make this place more livable?
Now I'm thinking about our house. It is too small for us. I should re-think that. It's not too small, it's just not right. We have a grand piano in the living room. It takes up half the room. Our third bedroom has the laundry connections, pretty much making it anything but a bedroom since it doesn't have a real closet now. There is space for a stackable in the kitchen, so I think that's what we should do. Put a stackable washer/dryer in the kitchen and convert the bedroom back into a bedroom. That way, we can have a guest space and when we decide to have another baby, we'll have space for him or her, too. The other issue, though, is that we have one teeny tiny bathroom. It is truly problematic. So this house is not for a large family, but it'll do for now. Any cheap ideas on how to make this place more livable?
Sunday, January 31, 2010
We'll go on another day...
Without a newer car. Today's shopping trip was not pleasant. First, we went to the dealership up the street to look at a large SUV. It was in relatively rough shape despite its low mileage. They would've really done well trading it with my car, which is in great condition. So we headed back to the Honda dealership for another look at the Odyssey. We were working on the paperwork when we discovered that the deal that would allow us to purchase it without any money coming out of our pocket was some kind of scam to draw us in. They claimed the deal did not apply to the vehicle we were buying, so we had to walk away. With those layoffs on the horizon, it would be super foolish to buy something that required a loan.
I am upset about things. It's ok that we didn't get a car today. But the fact that I feel bamboozled is just not what I need in this current state of flux. I need some good news. I need some good news soon.
I am upset about things. It's ok that we didn't get a car today. But the fact that I feel bamboozled is just not what I need in this current state of flux. I need some good news. I need some good news soon.
Will I still have a soul tomorrow?
I ask because we are getting a bigger vehicle. My Accord, which seems fine for a small family, just doesn't work that well for us now that we have two huge car seats in the back. When I go out of town, I have to borrow a truck or something from a family member so that everything fits.
Unfortunately, that means we have to get a minivan or an SUV. Wagons are so small these days that it's almost impossible to find one that could feasibly carry 3 adults and 2 car seats, or for when we have another child, 3 car seats. Those things are monstrous! We tried out an Odyssey yesterday. It's very nice...but this one smelled like smoke. Stinky, stinky. My mom thinks we can get the smell out, and it's probably one of the reasons it hasn't sold yet. Despite my inside churning over it, I think that it's the best choice for us. It's comfortable, relatively green for its size, and versatile. I feel, though, that my soul is being torn apart. Sure, in the long run, who cares? It's a machine that is useful to me, not necessarily a reflection of my character (although some cars truly do reflect the sleezeball nature of certain people). I'm a practical woman with a desire to have several children. It just isn't practical to need two cars to transport family around when I can get one dull car that works fine. Maybe I could have flames painted down the side. Yes, that's the ticket!!
Unfortunately, that means we have to get a minivan or an SUV. Wagons are so small these days that it's almost impossible to find one that could feasibly carry 3 adults and 2 car seats, or for when we have another child, 3 car seats. Those things are monstrous! We tried out an Odyssey yesterday. It's very nice...but this one smelled like smoke. Stinky, stinky. My mom thinks we can get the smell out, and it's probably one of the reasons it hasn't sold yet. Despite my inside churning over it, I think that it's the best choice for us. It's comfortable, relatively green for its size, and versatile. I feel, though, that my soul is being torn apart. Sure, in the long run, who cares? It's a machine that is useful to me, not necessarily a reflection of my character (although some cars truly do reflect the sleezeball nature of certain people). I'm a practical woman with a desire to have several children. It just isn't practical to need two cars to transport family around when I can get one dull car that works fine. Maybe I could have flames painted down the side. Yes, that's the ticket!!
Sunday, January 24, 2010
A Day with Family
It's gray again today. But a nice breakfast at my parents' house was cheerful enough. Katie Bel loves going to their house. They have great toys and lots of room for playing. Her cousin Alexa was also there, and even though she never speaks to adults, she seems to enjoy playing with Katie.
Right now, I'm planning for my first trip since returning to work. i'll be Huntsville for a few days, staying in a hotel room meant for a family. I'll catch up on sleep and eat a few good meals I'm sure. Be in bed by 8. It'll be great to have some time to myself, but I'm going to miss the girls and Ryan a lot. The few minutes I get with Winslow every day are precious, so it will be hard being away from that.
This afternoon, we're going to Ryan's parents' for an early supper. Katie Bel, who is supposed to be sleeping right now, is actually singing at the top of her lungs. She has been for going on an hour now. It's usually about now that she'll fall asleep for awhile, though we have no idea whether it will happen or not. Silly kid. I would love to have time for a nap, and yet she would rather avoid naps completely.
Right now, I'm planning for my first trip since returning to work. i'll be Huntsville for a few days, staying in a hotel room meant for a family. I'll catch up on sleep and eat a few good meals I'm sure. Be in bed by 8. It'll be great to have some time to myself, but I'm going to miss the girls and Ryan a lot. The few minutes I get with Winslow every day are precious, so it will be hard being away from that.
This afternoon, we're going to Ryan's parents' for an early supper. Katie Bel, who is supposed to be sleeping right now, is actually singing at the top of her lungs. She has been for going on an hour now. It's usually about now that she'll fall asleep for awhile, though we have no idea whether it will happen or not. Silly kid. I would love to have time for a nap, and yet she would rather avoid naps completely.
Saturday, January 23, 2010
Making Muffins
Today is chilly and gray. The wind is brisk, and my bones are cold. Beyond that, my husband and I are facing much uncertainty. Our company is in the midst of a workforce reduction. My understanding is that our leadership is confident that a large number of people will actually leave the company between now and the end of the year, but they're not sure what groups are going to lose headcount through termination. I heard over the web that several people are already gone (only a couple of days after the announcement) from one of our local offices. For the time being, though, we have no clue whether one of us, or both, will be let go. The only thing we are certain of is that we won't be getting raises or promotions anytime soon. That's a real shame for Ryan because he's due for one. Maybe even past due.
At this very moment, there are twelve oatmeal brown sugar muffins in the oven. They smell delicious, and I can't wait to dig in. We've been experimenting with snacks that Katie Bel likes without giving in to the dreaded Goldfish. Muffins are a hit as is cheese. Unfortunately for Katie, cheese ain't so nice to her stomach. Neither is the yummy organic yogurt I bought for her. So for now, we're focusing on other wholesome foods. Sure, a muffin is sweet, but if I make it myself, I feel better about it. And whatever I can do to feel better about what's going on...whether at work, at home, in the world...I think it's worth pursuing.
Brown Sugar Oatmeal Muffins
At this very moment, there are twelve oatmeal brown sugar muffins in the oven. They smell delicious, and I can't wait to dig in. We've been experimenting with snacks that Katie Bel likes without giving in to the dreaded Goldfish. Muffins are a hit as is cheese. Unfortunately for Katie, cheese ain't so nice to her stomach. Neither is the yummy organic yogurt I bought for her. So for now, we're focusing on other wholesome foods. Sure, a muffin is sweet, but if I make it myself, I feel better about it. And whatever I can do to feel better about what's going on...whether at work, at home, in the world...I think it's worth pursuing.
Brown Sugar Oatmeal Muffins
1 c. oatmeal
1 1/2 c. flour
2 tsp. baking powder
1/2 tsp. salt
a few dashes of cinnamon
a few dashes of cinnamon
2 eggs
3/4 c. packed brown sugar
3/4 c. milk
1/4 c. melted butter
1 tsp. vanilla
Mix oats, flour, baking powder, salt, and cinnamon. Set aside. Whisk eggs and brown sugar until smooth. Add milk, butter, and vanilla. Add the wet ingredients to the dry. Fold in with a spatula just until dry ingredients are moistened. Spoon batter into greased muffin cups. Bake 15 minutes @ 400. Makes 1 dozen muffins.
Saturday, January 16, 2010
The search for "nack"
We are in a snack rut. Katie starts asking for "nack" the second she gets up in the morning. And she wants junk. We don't have cookies or anything like that in the house, but we do have goldfish. While I was pregnant, it was a great "if it makes her happy" tool. Now I know we cannot continue on like this.
I really need some ideas. It appears that Katie Bel has entered her picky period because she isn't as open to new things as she used to be. She surprises me sometimes, asking for mushrooms or something else on my plate. We offer her everything we eat.
So this week, we're committed to no pre-packaged junk food. I will buy at least one convenience food, if only for portability's sake, but I'll shoot for no corn syrup at least...wish us luck!
I really need some ideas. It appears that Katie Bel has entered her picky period because she isn't as open to new things as she used to be. She surprises me sometimes, asking for mushrooms or something else on my plate. We offer her everything we eat.
So this week, we're committed to no pre-packaged junk food. I will buy at least one convenience food, if only for portability's sake, but I'll shoot for no corn syrup at least...wish us luck!
Sunday, January 10, 2010
A New Week
Today I managed to buy organic yogurt, two kinds of meat, lots of vegetables, and some other groceries for less than $70. That's for the whole week. We've got two vegetarian dishes planned this week, and I'm excited about one of them in particular. It's street food that's often served in Jerusalem. I'll have to report back on how yummy it is, but I'm expecting it to be.
Ryan has lost 10lb in the past 72 hours because of his illness. Since the rest of us have not gotten sick, it appears he got some kind of food poisoning or bacterial infection. He's at the Acute Care down the street in hopes of some relief.
The house is a wreck. And Elmo has taken over our lives, hence the photo above. Elmo pj's, Elmo videos, Elmo juice...All Elmo all the time.
I have got to do laundry. How's that for a coherent, cohesive post??
Saturday, January 9, 2010
A possible solution
Last night Ryan and I had a little conference about the future. I think we might have come up with a solution, but I have to sit tight for awhile.
In the meantime, we're looking for a cheap beater car. We can't be a one-car family. It just won't work.
It's a beautiful day. Freezing, but beautiful
In the meantime, we're looking for a cheap beater car. We can't be a one-car family. It just won't work.
It's a beautiful day. Freezing, but beautiful
Friday, January 8, 2010
Longest Week On Record
This was a terrible week in so many ways. I enjoyed returning to work, if only for the interaction with so many people. But that was the only bright spot. I got to be away from my little infant for 9.5 hours a day. I haven't seen her smile since Sunday, in part because I get about 5 minutes of play time in the morning and even less in the evening. She has to get her sleep, and I won't interrupt that.
Ryan has been very ill with some kind of gastrointestinal bug or food poisoning. I've never seen someone so sick. I hope I don't get it, but more importantly, I hope the baby and Katie Bel stay well. Katie Bel stayed with Ryan's parents last night, and although i'm grateful for the help, I missed her a lot. It's hard to be depressed around such a delightful toddler!
Every day at around 4:30pm, I consider putting in my notice since I can't leave for the day that early. I know, it sounds ridiculous.
Ryan has been very ill with some kind of gastrointestinal bug or food poisoning. I've never seen someone so sick. I hope I don't get it, but more importantly, I hope the baby and Katie Bel stay well. Katie Bel stayed with Ryan's parents last night, and although i'm grateful for the help, I missed her a lot. It's hard to be depressed around such a delightful toddler!
Every day at around 4:30pm, I consider putting in my notice since I can't leave for the day that early. I know, it sounds ridiculous.
Sunday, January 3, 2010
Breastfeeding Blues
The title of this entry is a little misleading because honestly, feeding this kiddo has been easy. She started nursing within 30 minutes of birth and never stopped. The problem is that she seems to be reacting to what I'm eating.
With my first, I had more clear-cut clues, like bloody diapers, full-body rash, excessive reflux, for instance. The first thing I stopped eating was milk, and that worked like a charm. Katie has just recently appeared to grow out of her allergy, although if she has dairy at all three meals, I notice she acts out more, possibly from feeling bad. Maybe that's me being overly cautious. But I do see a difference.
Winslow, however, does not have all the same problems. Every now and then she has a bad night where she chokes and fusses instead of sleeping like an angel like usual. It appears that nuts could be a culprit. Or caffeine. I do not consume caffeine regularly--no tea or coffee--so it would have to be through chocolate. I eat it every now and then, but I can't find an obvious connection between chocolate consumption and Winslow's misery.
Tomorrow, she starts daycare and I'll be supplementing with formula. I'll pump as much as I can, but with my job requiring travel, it's darn near impossible to exclusively breast feed. Anyway, I stressed out with Katie when I couldn't pump enough--this was at 9 months post-partum. I could nurse, but not pump. I feel no need to stress out. If I keep nursing when I can, that'll be enough.
With my first, I had more clear-cut clues, like bloody diapers, full-body rash, excessive reflux, for instance. The first thing I stopped eating was milk, and that worked like a charm. Katie has just recently appeared to grow out of her allergy, although if she has dairy at all three meals, I notice she acts out more, possibly from feeling bad. Maybe that's me being overly cautious. But I do see a difference.
Winslow, however, does not have all the same problems. Every now and then she has a bad night where she chokes and fusses instead of sleeping like an angel like usual. It appears that nuts could be a culprit. Or caffeine. I do not consume caffeine regularly--no tea or coffee--so it would have to be through chocolate. I eat it every now and then, but I can't find an obvious connection between chocolate consumption and Winslow's misery.
Tomorrow, she starts daycare and I'll be supplementing with formula. I'll pump as much as I can, but with my job requiring travel, it's darn near impossible to exclusively breast feed. Anyway, I stressed out with Katie when I couldn't pump enough--this was at 9 months post-partum. I could nurse, but not pump. I feel no need to stress out. If I keep nursing when I can, that'll be enough.
Friday, January 1, 2010
Happy New Year
This year, I resolve to floss every day.
More importantly, I resolve to be nicer. I am a meanie. Several friends have had babies recently and the second I read that the child is a good sleeper and is on a schedule within 24 hours of birth, I scoff. Babies are notoriously good sleepers in the hospital. Especially early babies. My own Winslow didn't open her eyes for over a week. When she woke up, she wanted to stay awake for the action. Anyway, I have this urge to bring parents back to reality and remind them that most babies are not angels. Some are predictable, but that doesn't make 'em easy. And that is mean of me to do this.
I think it stems from the fact that Katie Bel was a pretty high needs baby. She cried for months and wouldn't let me sleep more than a couple of hours at a time. She also had terrible reflux and would projectile vomit. Everyone around me had an idea of what I should do or what was wrong. Not one of them was right. Many blamed me for her moods. I was over-feeding her, I was starving her, I wasn't putting her on a schedule, i was over-scheduling her, she needed to be held more, held less, needed a paci, whatever...I finally had to tell everyone to stop it. I knew best.
And now i'm one of "them". I know best for everyone else.
So I resolve to be nicer. And really, I resolve to worry about myself more. Sure, I'm well read and pretty darn down to earth about things. But I'll wait until someone asks...unless they really *are* doing it wrong (hehe).
More importantly, I resolve to be nicer. I am a meanie. Several friends have had babies recently and the second I read that the child is a good sleeper and is on a schedule within 24 hours of birth, I scoff. Babies are notoriously good sleepers in the hospital. Especially early babies. My own Winslow didn't open her eyes for over a week. When she woke up, she wanted to stay awake for the action. Anyway, I have this urge to bring parents back to reality and remind them that most babies are not angels. Some are predictable, but that doesn't make 'em easy. And that is mean of me to do this.
I think it stems from the fact that Katie Bel was a pretty high needs baby. She cried for months and wouldn't let me sleep more than a couple of hours at a time. She also had terrible reflux and would projectile vomit. Everyone around me had an idea of what I should do or what was wrong. Not one of them was right. Many blamed me for her moods. I was over-feeding her, I was starving her, I wasn't putting her on a schedule, i was over-scheduling her, she needed to be held more, held less, needed a paci, whatever...I finally had to tell everyone to stop it. I knew best.
And now i'm one of "them". I know best for everyone else.
So I resolve to be nicer. And really, I resolve to worry about myself more. Sure, I'm well read and pretty darn down to earth about things. But I'll wait until someone asks...unless they really *are* doing it wrong (hehe).
Thursday, December 31, 2009
Half day, whole hog
Today was dreary and cold, but I can count two successes. My badge let me into the building at work, and Winslow took a bottle with fewer tears than normal. I also had success in getting my computer sign-ons working, something that has taken colleagues several days when they return from maternity leave.
But today was not so good in other ways. I get to go on a trip in three weeks. Luckily, I'll only be away for about 60 hours or so, yet I am dreading it. I know the work will be fun. Being away won't. My department is taking on even more responsibilities as our company expands, while headcount remains the same. That leaves us with more opportunities for travel. I love the learning. Yes, I do. I love working with our clients. YES YES I do. I am so worried, though, that I'll be gone more than I should be. My husband is a saint for taking this on with two kids.
On a happier note, I had a delicious dinner of baked fish with lemon and dill mayonnaise courtesy of Ryan, reluctant daddy chef extraordinaire. And for dessert, I'll be splitting a bottle of French sparkling wine with him, and maybe we'll pop a few truffles into each other's mouths.
Enjoy the last day of the Aughties.
But today was not so good in other ways. I get to go on a trip in three weeks. Luckily, I'll only be away for about 60 hours or so, yet I am dreading it. I know the work will be fun. Being away won't. My department is taking on even more responsibilities as our company expands, while headcount remains the same. That leaves us with more opportunities for travel. I love the learning. Yes, I do. I love working with our clients. YES YES I do. I am so worried, though, that I'll be gone more than I should be. My husband is a saint for taking this on with two kids.
On a happier note, I had a delicious dinner of baked fish with lemon and dill mayonnaise courtesy of Ryan, reluctant daddy chef extraordinaire. And for dessert, I'll be splitting a bottle of French sparkling wine with him, and maybe we'll pop a few truffles into each other's mouths.
Enjoy the last day of the Aughties.
Wednesday, December 30, 2009
Back to Reality
Today is my last and final day of maternity leave. It's been 12 glorious weeks being with my daughter Winslow. I've had the chance to be a little housewife. In some ways, it's been great staying at home. The house is pretty straight, dinner is cooked on time every evening, and grocery shopping during the day is wonderful. But other days, it's been a little dull. I don't have tons of spending money, so mindless shopping is off-limits. I'll be glad to get back to work for some stimulation.
Is it worth it, though? After paying for daycare and work clothes, I net just a few hundred dollars a month. For that little bit of money, I get to be away from my children for 50 hours of daylight per week and then have the privilege of putting them to bed almost immediately after getting home. Some would keep their kids up to play, but I respect my children and their need for sleep.
My job also involves travel. Up until this point, it hasn't been extensive since I was only certified in my subject area in May of 2009. However, we have several girls either on or preparing for maternity leave, so the rest of us will fill in the gap. I have a potential trip already scheduled in a few weeks. Ryan will be fine. The girls will be fine. Will I be? I love travel, and training is fun...and yet my heart sinks when I think about being away for four or five days at a time. Especially since the financial rewards are limited. If I were more comfortable financially, maybe I could comfort myself with the knowledge that I was saving for our future.
At this very moment, it is not feasible for me to work less because we have to finish paying off debt and start saving, even if it's just a little bit each month. I would even be comfortable with Ryan and I both working parttime so we could spend more time with the kids. But in this town and in this job market, it would be near impossible.
So there you have it. I'm happy to get back into the swing of things at work. It's a job that can be fun and sometimes quite a challenge, so at least there's that to look forward to. It would be nice, though, to not feel so much guilt.
Is it worth it, though? After paying for daycare and work clothes, I net just a few hundred dollars a month. For that little bit of money, I get to be away from my children for 50 hours of daylight per week and then have the privilege of putting them to bed almost immediately after getting home. Some would keep their kids up to play, but I respect my children and their need for sleep.
My job also involves travel. Up until this point, it hasn't been extensive since I was only certified in my subject area in May of 2009. However, we have several girls either on or preparing for maternity leave, so the rest of us will fill in the gap. I have a potential trip already scheduled in a few weeks. Ryan will be fine. The girls will be fine. Will I be? I love travel, and training is fun...and yet my heart sinks when I think about being away for four or five days at a time. Especially since the financial rewards are limited. If I were more comfortable financially, maybe I could comfort myself with the knowledge that I was saving for our future.
At this very moment, it is not feasible for me to work less because we have to finish paying off debt and start saving, even if it's just a little bit each month. I would even be comfortable with Ryan and I both working parttime so we could spend more time with the kids. But in this town and in this job market, it would be near impossible.
So there you have it. I'm happy to get back into the swing of things at work. It's a job that can be fun and sometimes quite a challenge, so at least there's that to look forward to. It would be nice, though, to not feel so much guilt.
Monday, December 28, 2009
We're Home
We just spent a few glorious days in New Orleans visiting my mother. The main reason for my enthusiasm for visiting is food. The secondary reason...all the help my mother provides. My mother-Yia Yia-loves my eldest so much I think she'd give up all her organs for Katie if there were a need. She was hand feeding Katie, giving her meat loaf and veggies, scrambled eggs, fruit, and cake (of course, cake!). Very endearing. And very helpful when you have a 3 month old who nurses 10 hours a day.
I discovered a wonderful thing during this trip: the outlet stores on the MS coast. I spent a good amount (cash, not credit) at Banana Republic Outlet Store. For the first time in a long while, I could buy clothes knowing they'd fit. I only tried on the dresses and it was great zipping them up with ease. Next time, I'm hoping to be a size smaller. It'd be a nice reward.
But that's not all that went down this weekend. Ryan and I had a delightful date, courtesy of my mother, at Cafe Adelaide. Owned by the Brennan family, it serves Creole tasties, and we went crazy eating all they had to offer. The Red Bean Crusted Oysters were the best thing I've eaten in years. That means a lot coming from a wanna-be professional eater like me.
I'm glad to be home, though. I'm looking forward to sleeping in my own bed. Tonight. Right. Now.
I discovered a wonderful thing during this trip: the outlet stores on the MS coast. I spent a good amount (cash, not credit) at Banana Republic Outlet Store. For the first time in a long while, I could buy clothes knowing they'd fit. I only tried on the dresses and it was great zipping them up with ease. Next time, I'm hoping to be a size smaller. It'd be a nice reward.
But that's not all that went down this weekend. Ryan and I had a delightful date, courtesy of my mother, at Cafe Adelaide. Owned by the Brennan family, it serves Creole tasties, and we went crazy eating all they had to offer. The Red Bean Crusted Oysters were the best thing I've eaten in years. That means a lot coming from a wanna-be professional eater like me.
I'm glad to be home, though. I'm looking forward to sleeping in my own bed. Tonight. Right. Now.
Monday, December 21, 2009
Dumping the Debt
I'm on a roll this morning, so let me share some thoughts on debt. As I said before, Ryan and I have knocked out 17k in the past year. Actually, the past nine months. If you knew our net income, you'd be pretty amazed by how much money that really is. But it's not as simple as not spending.
First of all, we sold Ryan's car. He had a note and expensive insurance due to some driving mishaps, and honestly, we couldn't afford paying for that car. Luckily we came within about $100 of the loan amount when we sold it. Our wonderful in-laws loaned us a car for awhile, but it recently died. My parents have allowed us to drive my old Civic. After the new year, though, when I return to work, we'll be a one car family. Since Ryan and I work at the same place, we'll be OK for now. When we buy a new car, it will only be *new* to us. It will be affordable and practical.
The second thing we did was create a detailed budget. For example, we have $300 a month to spend on groceries and toiletries. Considering I know smaller families who spend $200 a WEEK at the store, we're going pretty bare in comparison. But if you don't buy processed foods, you save a ton. Don't buy meat and you'll save even more. It's a myth that you need meat. Do you need much of anything? Honestly, our lifestyle change has caused a little heartache over eating out or shopping. Yet we don't feel deprived. Personal recommendation: Have fun money set aside in the budget. Ryan and I get $40 each per month.
Our third task was to never use credit. Ever. If we can't pay cash, we can't afford it. We've missed this goal a few times, but I'm not upset about it. It felt really good to have Christmas be a cash holiday.
Another big task was to pay bills immediately. If the cash goes directly to debt, you don't spend it on silly little incidentals. It also saves on interest.
In addition to these substantial tasks, we've done a few other things:
1) Meal planning 2) Bi-weekly budget meetings 3) Selling stuff we don't use 4) Itemizing our charitable donations for tax purposes 5) Analyzing our tax withholding to maximize paychecks 6) Not using paper products 7) Using the library often 8) Rarely buying alcohol, especially at restaurants 9) Having no shame over hand-me-downs 10) Making our lifestyle changes clear to our families and friends
#10 makes some people uncomfortable. Too many people live beyond their means. I've known people who dip into savings to buy junk that doesn't last. Or to eat at Red Lobster. Not worth it guys.
One thing people wonder is whether we're miserable all the time because we're saving. Well, first of all, we're not saving yet! When we finish paying our CC debt, then we can start. Saving right now would be silly when we have debt left. But we're not miserable. Sometimes we're angry, very very angry, in fact, at ourselves for creating this worthless debt in the first place. Now, though, we're looking forward to building wealth and living happily and debt free. It'll happen soon enough.
First of all, we sold Ryan's car. He had a note and expensive insurance due to some driving mishaps, and honestly, we couldn't afford paying for that car. Luckily we came within about $100 of the loan amount when we sold it. Our wonderful in-laws loaned us a car for awhile, but it recently died. My parents have allowed us to drive my old Civic. After the new year, though, when I return to work, we'll be a one car family. Since Ryan and I work at the same place, we'll be OK for now. When we buy a new car, it will only be *new* to us. It will be affordable and practical.
The second thing we did was create a detailed budget. For example, we have $300 a month to spend on groceries and toiletries. Considering I know smaller families who spend $200 a WEEK at the store, we're going pretty bare in comparison. But if you don't buy processed foods, you save a ton. Don't buy meat and you'll save even more. It's a myth that you need meat. Do you need much of anything? Honestly, our lifestyle change has caused a little heartache over eating out or shopping. Yet we don't feel deprived. Personal recommendation: Have fun money set aside in the budget. Ryan and I get $40 each per month.
Our third task was to never use credit. Ever. If we can't pay cash, we can't afford it. We've missed this goal a few times, but I'm not upset about it. It felt really good to have Christmas be a cash holiday.
Another big task was to pay bills immediately. If the cash goes directly to debt, you don't spend it on silly little incidentals. It also saves on interest.
In addition to these substantial tasks, we've done a few other things:
1) Meal planning 2) Bi-weekly budget meetings 3) Selling stuff we don't use 4) Itemizing our charitable donations for tax purposes 5) Analyzing our tax withholding to maximize paychecks 6) Not using paper products 7) Using the library often 8) Rarely buying alcohol, especially at restaurants 9) Having no shame over hand-me-downs 10) Making our lifestyle changes clear to our families and friends
#10 makes some people uncomfortable. Too many people live beyond their means. I've known people who dip into savings to buy junk that doesn't last. Or to eat at Red Lobster. Not worth it guys.
One thing people wonder is whether we're miserable all the time because we're saving. Well, first of all, we're not saving yet! When we finish paying our CC debt, then we can start. Saving right now would be silly when we have debt left. But we're not miserable. Sometimes we're angry, very very angry, in fact, at ourselves for creating this worthless debt in the first place. Now, though, we're looking forward to building wealth and living happily and debt free. It'll happen soon enough.
Sunday, December 20, 2009
It's been too long
I've had a busy year. That's an understatement. My entire life has been flipped upside down. And that's a good thing.
In September, I got married to Ryan. We had a great party that was pretty small and very homey. It wasn't my dream wedding, mainly because I didn't feel comfortable having a huge, expensive bash while 34 weeks pregnant. Yes, I was a whale at my wedding. But I enjoyed every moment!
So that's the second big change in my life. October 8, 2009, I gave birth to a daughter, Winslow Camilla. It is hard to believe that I now have two children and a husband, especially after such a hard year in 2008.
What else? Personally, I've paid off $8,000 in credit card debt that I mainly built up while I was single and unemployed. And that's in addition to another $9k of my husband's debt. How have we done it? Wearing the same clothes over and over, even through pregnancy. Eating vegetarian. Making a very detailed budget and paying cash for just about everything. It hasn't been easy, but it's totally worth it. I'll come back to debt later. We're not through yet tackling all of it.
I'm also a home owner by proxy. It's actually my husband's house, but I guess it's mine now. We've painted every wall, purchased a tiny bit of new furniture, put in a new driveway, new windows, and refinished floors in a couple of rooms. It's looking better every week. We are cramped, though. This can't last forever. It's a 3 bedroom house better suited for college students than a family of 4.
Finally, I have become more interested in fitness and nutrition. My husband has lost 100 lb in the past 18 months or so. I met him when he was down about 40 lb and despite the fact I was pregnant and overindulging myself, I ended up his diet coach! Funny, I know. About 3 weeks post-partum, I got on the bandwagon working out and eating less. It's great having a partner in crime. Maybe I'll post pictures of before and after once i'm finished. The before pics are scary to me. And I have so much further to go. 7 weeks later, I have met my initial goal, which was to fit into my size 14 pants again without the muffin top of the century. It's only the muffin top of the year now.
It feels good to get back to writing a bit. I've missed it the past few months, but it's taken me this long to catch my breath after a whirlwind semester (yes, I still use that term even though I'm not in school).
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